"With over 8 years of experience in the real estate sector and 6 years as a mortgage broker, I have specialised in supporting clients in structuring financing for property acquisitions in Portugal. Throughout my career, I have developed strong expertise in the international market, working with clients of various nationalities and profiles, and collaborating with leading banking institutions to secure tailored financing solutions for each project. My approach is based on clarity, strategic analysis, and a comprehensive view of the process, enabling me to turn complex transactions into simple, secure, and efficient decisions"

"Julien Passos has been working alongside Hélder since the creation of Zephyr two years ago, playing a key role in the development of the company. He is primarily dedicated to supporting French clients, both residents and non-residents, guiding them through the financing process with a clear and tailored approach. His close involvement from the early stages of Zephyr ensures consistency, reliability, and a strong understanding of each client’s needs throughout the entire process."

"Stéphanie de Lima joins Zephyr with a background in the recruitment sector, where she built strong experience in people management, client relations, and profile assessment. Her professional path has enabled her to develop a structured, attentive, and highly interpersonal approach, with a strong focus on understanding needs and delivering tailored support. Her integration into Zephyr reinforces the team’s ability to provide a smooth, responsive, and client-focused experience, with care, clarity, and professionalism at every stage."

"Felipe Sampaio is responsible for the legal and procedural oversight of each transaction, ensuring full compliance and smooth execution at every stage through to completion. With a rigorous, detail-oriented approach, he ensures that all processes are handled efficiently, securely, and in full alignment with legal and banking requirements. His involvement allows potential risks to be anticipated and mitigated, contributing to a seamless and well-structured experience for all parties involved."

"Felipe Munhoz has over four years of experience in the mortgage brokerage industry, having developed a broad skill set across different roles, from insurance to mortgage financing. He is currently responsible for overseeing procedures and ensuring that all processes meet the highest quality standards, supporting the team throughout each stage of the operation. His structured approach and attention to detail contribute to maintaining efficiency, consistency, and reliability across all transactions."

"João joins Zephyr with a commercial background in the marketing industry, having developed solid experience in business development, client relationship management, and communication strategy. His professional experience has given him a strong ability to identify opportunities, understand client expectations, and build trusted relationships through a clear and proactive approach. At Zephyr, he brings a dynamic and growth-oriented perspective, contributing to the company’s development while maintaining the high level of service and professionalism that defines the team."

"Isabelle Peretti brings over 20 years of experience as a mortgage broker in France, where she progressed to the role of branch director of a company in Bordeaux. She has been working in Portugal for the past three years, continuing her activity as a mortgage advisor alongside Hélder in a previous structure, and has now joined the Zephyr team. Her extensive experience and cross-border expertise allow her to deliver highly structured and tailored financing solutions, particularly for French clients."

"Elsa Louro is a former banker with over 20 years of experience, having progressed to the role of branch director during her career. She has been working closely with Hélder for the past four years, bringing deep expertise in the domestic market as well as in supporting Portuguese expatriates worldwide. Her strong banking background and client-focused approach ensure a structured, reliable, and efficient financing process tailored to each profile."

"Adrien Capela mainly focuses on supporting non-resident clients, guiding them through the financing process in Portugal with a clear and tailored approach. He has been working closely with Hélder for over three years, developing strong expertise in handling international profiles and navigating cross-border financing scenarios. His role ensures that non-resident clients benefit from a structured, efficient, and well-adapted process from start to finish."

"Filipe Figueiras has been working alongside Hélder since the early days of Zephyr, contributing to the company’s development from the outset. With over 10 years of experience as a real estate agent in both France and Portugal, he brings a strong cross-border perspective and in-depth knowledge of the property market. His understanding of market dynamics and client expectations provides valuable insights, helping to align financing strategies with real estate opportunities on a global level."